A proven safe-haven in times of trouble….

Monday, 14th January 2019

A proven safe-haven in times of trouble….

When markets become unreliable or unpredictable – or worse go into meltdown – it makes sense to make sure you’ve got some protection….

Admittedly, the options are limited….

Almost every investment or asset class is correlated to the rises and the falls in stock market values….

But not gold….

Time and again, over the years, gold has proved the place to be when it comes to protecting investment portfolios from volatility and negative action in the stock markets….

Now is a good time to consider getting on the right side of gold….

I’m not talking about going the whole hog, liquidating everything you own and transferring it into the precious yellow metal….

But a little exposure is a good hedge against market stress. And stress is certainly present in the markets right now….

  • The sinking feeling….

We could look in turn at every major index in the world and find a similar story, but we’ll just focus for a moment on the FTSE 100 – the index comprising the 100 companies with the highest market capitalization listed on the London Stock Exchange….

The index closed on Friday at 6918.20 – 6.74% in arrears since the beginning of October 2018….… Click here to read more

Golden Year….

Monday 7th January 2019

Golden Year….

A New Year has dawned. The season to be jolly has been and gone for another 12 months….

For many, now it is the season to curl-up into a quivering ball of regret and wait for the postman to push credit card statements and store card balances through the letterbox….

‘Did we really spend so much?’ some will ask….

‘That can’t be right,’ others will exclaim….

Others will take things badly. Perhaps sobbing gently. Or wailing like banshees. ‘We’ll still be paying for this Christmas when the next one comes around….’ 

That’s the trouble with the have-it-all-now and pay-for-it-all-later deal. It all has to be paid for eventually….

And when that time comes, what you’ve had in advance has inevitably lost value (and charm) in the meantime. It no longer seems to be worth what you’re now being asked to stump up for it….

  • New year – record highs!!

Just as work inevitably expands to fill as much time as you can give over to it, household expenditure inevitably expands to gobble-up all available credit….

By credit, of course we mean debt. And heading into 2019 British households have plenty of that stuff to be going on with.… Click here to read more

What happens next?

Wednesday, 19th December 2018

What happens next?

Interest rates have been heading up – with promises of more hikes to come….

So, it shouldn’t come as any surprise that stocks have been travelling in the opposite direction – down….

Stock values are falling like stones wherever you look….

Here in the UK, the FTSE 100 is down 10% since the beginning of October. The FTSE 250 has lost 14% of its value over the same period….

In the US, the Dow Jones Industrial Average is down 11.2%; the S&P 500 is down 12,9%; and the Nasdaq Composite has fallen 15.6%….

The German DAX is down 12.7%. The French CAC 40 is down 13.4%. The Japanese Nikkei 225 index is down 13.4%….

  • A frenzy of borrowing….

Ten-years of the lowest interest rates and the loosest monetary policy ever known in the history of mankind succeeded in creating a particular and specific hothouse environment….

One where credit was freely available – and cheap. Cheaper than it has ever been before….

Governments, institutions, businesses and consumers were being encouraged to borrow. And borrow they did….

They borrowed as much as was good for them. And more. And then more still. They borrowed all they could get their hands on.… Click here to read more